Together, we know that the company that controls the data; controls the customer relationship. When you control the customer relationship, many of your business problems are solved.

Knowledge is power. It's what our customers need to be successful. And it's what WFS and LD Systems' provides. It's information, which then becomes knowledge, and results in power. It's the power to make smart decisions, by utilizing smart products, that places you closer to your customer, and places us closer to you. We have set ourselves apart from the competition by providing a Total Solution.

Our solution includes:

• A Full suite of Check and Remittance Processing Software
• An Extensive Selection of Processing Hardware Platforms
• Customized Education and Training
• Professional Consultative Services
• 24 x 7 Customer Care Support
• A Full Selection of Processing Supplies Offering Next Day Delivery
• ATMs and Banking Hardware
• 100% Satisfaction Guarantee

What allows Wausau Financial Systems the ability to be the leader in the payment processing industry? We believe that our solutions are designed around the knowledge of your business, combined with incomparable exception processing capabilities and unmatched scalability and adaptability separate us from the crowd.

If you would like to learn more about the ImageRPS solution from Wausau Financial Systems, or would like more information on any of the areas below, you may contact us directly at 972-929-9228 or by emailing your request to info@ldsystemsinfo.com.

• The Wide Variety of Hardware and Transport Options
• Specific Software Information
• Recognition Options that Eases Payment Processing
• Flexible Archiving Solutions

With this solution you can continue to process in a power encode, read-and-key or single pocket encode modes. Simply add an image camera and gain the benefits of key from image processing at a low entry price. Is a two-pass remittance processing system in your future? If so, that is no problem. Upgrading from ImageRPS LE to ImageRPS is easily done in order to meet your processing needs.

So why prepare yourself for EBPP? There are many benefits to electronic processing, including:

• Customer retention because of the valuable service you offer
• Competitive pressures to offer this service
• Legislation mandates that will at some point regulate you to offer this service
• Desire to be the technology leader in your market

Wausau Financial Systems is extremely well positioned to help you realize these goals associated with electronic bill payment and present growth with our ImageRPS solution. ImageRPS is a fully integrated image-based, two-pass remittance processing solution that offers you the ability to expand and grow, as your electronic processing needs change. In addition to offering a wide selection of options designed specifically to complete work faster and build a base of transaction knowledge that will save you time and money today, our solution is prepared for the future.

• Receives electronic payment and return files in a variety of formats
• Imports data from CIE and OFX/IFX files
• Combines paper date with electronic data for posting
• Facilitates incoming and outgoing payment streams
• Provides management tools for reporting on all payment types - paper or electronic
• Facilitates a central archive for all payments to streamline research

Wausau Financial Systems believes that transactions will be image captured at the point of presentment (POP) and that the captured transaction information and images will flow through the payment system. Industry, technology, and legislative forces are all coming together to support WFS and LD Systems' view of the future of transaction processing. The teller line, branch, ATM, and merchant are all points of presentment that WFS and LD Systems has image-enabled.

Wausau Financial Systems is actively involved in electronic clearing and settlement initiatives. Wausau has partnered with the Western Payments Alliance, EDS, and NetDeposit to provide a complete image exchange solution and announced in November of 2002 plans for an image exchange pilot in the 12th Federal Reserve District scheduled for the first quarter of 2003. Pilot participants include banks, credit unions, and savings banks in California and Utah, and do not require image capture systems. The pilot will consist of exchange of images between participating institutions for inclearings and outclearings that currently have image platforms implemented. Image Replacement Documents (IRDs) will be utilized for exchange to participants that are not image-enabled. Implementation of both image exchange and IRDs allows the pilot to accurately emulate the expected payment system landscape after Check 21.

Wausau Financial Systems is a recognized industry leader in the NACHA Account Receivable Conversion (ARC) initiative since the concept was first piloted among a select group of remittance processors in December 1999. The NACHA ARC program allows remittance processors to convert mail and drop box payments into ACH debit transactions. Paper checks are truncated at the point of remittance capture, resulting in improved revenue collections by narrowing the timeframe between depositing and collecting funds, reducing deposit item costs, limiting return check exposure, and significantly reducing processing workflow and expenses. Since becoming commercially available by NACHA in March of 2002, the monthly volume of ARC items has grown from a few thousand to over 2 million checks in December 2002. Three out of five of every ARC originated items generated in the 4th quarter of 2002 were processed using a WFS and LD Systems remittance system.

Not all items processed by billers are eligible for the ARC program, and as result WFS and LD Systems has announced the expansion of the image exchange pilot in the 12th Federal Reserve District. Remittance processors may participate in the exchange and send images directly to participating financial institutions. The goal for remittance processors is to convert all items processed to electronic items, either ARC, images, or IRDs.

ARC Conversion is a major remittance processing paradigm shift. It has an industry impact that rivals in consequence automated mail extraction, high-speed transaction imaging and intelligent handwriting recognition. ARC raises new questions and challenges conventional thought on deposit cut-off times, deposit expenses, float savings and return check processing.

ARC volume for 4th quarter of 2002 grew an unprecedented 40%. This was achieved on top of 38% growth from the previous quarter. More remittance processors are adopting ARC Conversion and this trend will continue.

What is ARC Conversion?
ARC is the conversion of ABA routing and account information on certain eligible paper checks into ACH transactions that are transmitted through the Automated Clearing House (ACH) system. ARC transactions are governed by NACHA ACH regulations and offer great efficiencies in item processing, reduced deposit costs and faster funds access.

ARC Conversion Benefits

• Reduced paper handling
• Increased access to deposited funds
• Overall reduction in the volume and labor associated with processing return items
• Reduced transit item deposit costs

ImageRPS ARC Conversion Module
WFS and LD Systems' ImageRPS ARC Module is the only integrated, single-vendor ARC Conversion solution available today offering item capture, data completion, origination, archiving, reporting and ACH returns processing in the same system. ACH returns processing is a major cost-savings area with faster settlement timeframes, more return reason data and additional electronic re-submittals.

ARC Origination Features

• Automatic Identification of ARC Eligible Checks
• Compile Non-ARC Eligible Item Exclusion Files at a Global or Client Level
• Featuring Positive and Negative OCR-based Exclusion Files
• Connect Customer Service to Perform Account Exclusion Updates
• Up-to-Date Third-Party ABA Database Validation
• First Pass Processing With ARC Decisioning and Item Sorting
• Integrated Check Compressed and Uncompressed MICR Line Parsing
• Create and Submit NACHA Compliant ACH Files
• Generate ARC-Specific Activity Reports

ARC Returns Processing Features

• User-Defined Workflow Based on Item Return Codes
• View Actual Item Images During Returns Decisioning
• Print and Submit Paper Image Replacement Drafts (IRD)
• Schedule ACH Item Resubmission Based on User Preferences
• Extensive Standard ARC Return Reports
• Complete Archive Audit Trail from Origination to Returns Settlement
• Full Access to Historical transaction information
• Utilize Existing System Infrastructure

ImageRPS from WFS and LD Systems is a proven remittance application, converting millions of checks into ARC transactions for diverse users since December 1999. The benefits of the new check conversion initiative are enormous. Best of all, these benefits can be realized immediately with the implementation of the ImageRPS ARC Conversion Module.

• Lower your labor costs
• Save up to 30% on your postage costs
• Maximize your mailroom efficiency

AutoMail™ PRO is available to organizations that conduct mailings of 500 pieces or more as part of the Optima^3® Archive Solutions, or as a stand-alone solution.

How do you process your bill printing -- please click on one of the following:

• Do you really know if your site's overall operator performance is improving or declining?
• Who are your best operators?
• Which operators are falling below your site performance goals for specific job functions?
• How does your current volume compare to last month or last year?
• Who are your best clients?

Using a web browser interface, the Remittance Analysis Suite is a powerful, yet easy to use software tool that automatically imports and compiles important system data at the end of each processing each day. Users get the most current snapshot of their operation over user-defined timeframes and generate graphical management reports with drill-down capabilities for reviewing detailed data. Multiple users can access the system via a web connection and perform analysis on areas such as operator statistics and client volume levels. Users can even compare current data to automatically calculated site averages and pre-set benchmark standards. Site data can be stored for as long as desired and query results can be outputted to Microsoft® Excel™, Word™ or PowerPoint™ applications.

Sample Reports

Optima^3® ACH Lockbox is system independent and compatible with any remittance processing or capture vendor’s platform.

This robust solution is comprised of five primary components:

• The ARC eligibility decisioning interface (API)
• ACH file generation
• An image-based archive
• Automated image-based returns processing
• Centralized image research

How Does It Work?
The client’s remittance processing system is integrated into the ARC decisioning interface (API) to determine which items are eligible for ARC. When installed at the central site, the processing lockbox will receive ACH file transmissions from the client, allowing eligible items to be turned into ARC transactions. This encompassing system allows institutions to offer ARC capabilities, in an extremely cost effective manner, to lockbox clients who are unable or not ready to implement it on their own.

New Opportunities for Lockbox Providers
As financial intuitions and remittance providers generate increased ACH volume, processing costs per item will decrease and provide opportunities for increased service revenue, image archive sales, and allow the establishment of long-term relationships with business customers. This automated, paperless environment additionally presents the ability to service image-ready customers, regardless of their geographic location.

Lockbox Clients Will Benefit From:

• Decreased deposit costs^*
• Improved funds availability
• A Reduction in NSF items
• Automated NSF re-presentment
• Automated final return A/R updates^*
• Reduced time needed to manage ARC returns and research
• Provides an image archive solution to non-image shops
• Transactional image-based archive with ACH history

• Payment Imaging of Remittance Transactions
• COLD Processing of Reports (Computer Output to Laser Disk)
• Document Imaging of Scanned Items
• Integration of Application Documents (Microsoft Word, Excel and PowerPoint)

Enterprise Wide Archive
Within your organization, who will be able to utilize the Optima^3® IMS application? The design of his powerful tool was modeled around the intention of allowing an entire organization to benefit from it in some manner, and it does just that.

• Cashiers
• Customer Service
• Lending
• Accounting
• Operations
• Management
• Human Resources

Easy to Use Retrieval
Locating the information you need is easily accomplished with Optima^3® IMS because of the following:

Common Query Design with Ability to Search by:

• Text
• Site Specific Customizable Keywords
• Specific Dates or Date Ranges

Custom Queries:

• Customized for the User or Department
• Instructions and Pre-Filled Keys can be Included
• Reports, Documents and Stubs/Checks can be Queried

File Folders:

• Groups May be at any Level
• Information is Consolidated

Host Enabler:

• Allows Access to Optima^3® IMS through Your Host System

Information Delivery
The Optima^3® IMS Document Distribution Module allows documents to be delivered in many different ways. These ways include emailing the document as an attachment, by sending a URL out that will bring the recipient to a document in the archive, burning and distributing a CD with a runtime database and software viewer, faxing the document from Optima^3® IMS and simply printing and delivering.

Advanced Tools
Association and Notation Tools

• Cross Referencing ties one document to another document, by linking them through common fields.
• Staples are used to link disparate information on an ad-hoc basis.
• Notes further define the information being viewed, and annotations help you locate specific information.

Optima^3® IMS Modules
 

Workflow automatically routes documents and work in accordance with defined business processes. Features include graphical configuration, alternate routing logic, automatic criteria calculation, rendezvous, simultaneous notification, load balancing, reporting, ad-hoc routing and VB exits.

EDM (Electronic Document Management) Services stores and manages application files such as word-processed documents, spreadsheets and presentations. Features include ad-hoc document storage, revision control and check-in/check-out.

CD Publishing creates self-contained, distributable document repositories by copying documents, indexes, retrieval executables, and a run-time database onto CD or DVD.

Exception Reports recognizes relationships between a base document type and one or more secondary document types and generates reports on missing, matching or aged items.

IMS Browser enables the customer to provide electronic documents directly to off-site associates at anytime, anywhere, using a standard web browser like Netscape Navigator and Internet Explorer.

COLD automatically identifies, compresses, indexes and stores reports and statements that are output from other computer applications systems.

Document Imaging scans, indexes and stores documents as digital images. Advanced features include distributed capture and indexing, image enhancement, bar code recognition, blank page separation and auto-enabled indexing.

E-Forms enables users to complete and submit HTML forms that are stored as documents in the IMS archive. This allows the forms to be stored in one centralized repository where users have access to complete the forms and where the same forms would be available for retrieval.

Remittance Archive automatically stores payment stubs and check images that are output from remittance processing system.

Data Mining through extracting report data rather than from host data bases provides a powerful, and very cost effective means of gathering the information required for making decisions and for the design of attractive products for your customers.

Standard Recognition
With the ImageRPS application, you will automatically receive the following recognition capabilities:

Single Result Bitonal Character Amount Recognition (CAR)
Does your location process a high percentage of partial payments? If so, you have the ideal processing environment to utilize Single Result CAR, which will consistently provide you the highest confidence read.

Single Result Bitonal CAR

Multi-Result Bitonal Character Amount Recognition (CAR)
If your site processes a high percentage of full payments, you will benefit from this method by receiving increased read rates through comparison to the full payment amount. Mortgage payment processors, utility payment processors and insurance companies are a few examples of businesses who benefit from Multi-Result CAR.

Multi Result Bitonal CAR

Gray Scale Character Amount Recognition (CAR)
If you process a high number of payments that contain graphics, gray scale CAR will make processing much easier.

Gray Scale CAR

Money Order Recognition
Both new and old Postal Money Orders, Western Union, Fidelity Express, American Express, and Traveler's Express instruments can be processed easily with the Money Order Recognition ability.

Money Order CAR

Advanced Recognition Options
Along with the standard recognition capabilities, with your ImageRPS application, you may choose to upgrade to advanced types of recognition.

Legal Amount Recognition (LAR)

• This technology automatically reads the hand written portion of the check. This portion is referred to as the legal amount.
• LAR technology applies to both personal and business checks.

Legal Amount Recognition

Transport Software Optical Character Recognition
ImageRPS has the industry leading enhanced software recognition for coupon and check data collection.

Utilizing Software at the Transport Level Allows:

• Three Scanline Zones per Document
• Reads Non-MICR Printed Checks
• Programmable to Read Virtually any Font
• High Read Tolerance on Skewed Images

Internet Banking Check Recognition
Do you receive a significant volume of paper checks generated from Checkfree^® or other similar Internet banking packages? Don't treat these items as exception payments anymore. ImageRPS' SW OCR has the technology to handle the capture of the Checkfree^® scanline account and amount, compare to CAR or CAR/LAR and automatically process the check amount with extreme confidence and next to no keystrokes.

Full-Page Software Optical Character Recognition
With this free-form recognition option, you may select any area of any size on any image up to 8.5" to 11". The recognition engine is easily initiated through the use of a mouse. Any sized images that are captured with ImageRPS are eligible for recognition. Because of the seamless integration into the ImageRPS data completion module, and the ability to manipulate images to correct common operator-capture errors, you will benefit from the extended functionality that Full Page OCR provides.

Full Page OCR

RPS Image Archive is a powerful, simple, and easy-to-use archive and retrieval tool. It expands and enhances the capabilities of both ImageRPS and ImageRPS LE remittance applications offered by Wausau Financial Systems. When a transport is equipped with an image camera, RPS Image Archive allows you to create your own library of information. Some of the highlights are:

• It is an organized, simple-to-use tool for researching and archiving transaction images and data.
• The ability to add, replace, or delete archive data and images.
• A variety of both storage and retrieval options.
• A master index for locating specific transactions or archive volumes.

What are the benefits?

RPS Image Archive was designed to minimize expenses while maximizing options, opportunities, and remittance operations. Overall, one of the most important benefits that Image Archive provides is the ability to provide more efficient customer service. There are many ways that this is ultimately achieved:

• Reduces time and expense in researching transactions.
• Provides flexibility in viewing and printing transactions.
• Costs are lower when compared to using microfilm.
• Visually verifying and locating information is done quickly.
• The quality is significantly better with RPS Image Archive as compared to microfilm.
• Easy to use search, view and print options.
• Flexible search criteria.

How does it work?

The Master Index:

• This acts like a card catalog by locating the volume on which the desired information is stored.
• All archive volume names are listed, both on-line and off-line. A summary of the information available on all volumes is also included.
• The Master Index includes the following information: batch ID, batch date, batch check total, batch stub total, Pass 1 sequence number, account number, pocket cut ID, pocket total, deposit date information and the applied amount.

Searching, Viewing, and Printing:

• If the user knows which volume has the desired information, the volume is loaded and a search can be done. In this situation, the user opens the volume, and searches by account number, batch, dollar amount, or pocket.
• The Master Index can assist to locate the appropriate volume to load if the user is unaware of the desired information.
• Document images and detailed information are available for viewing when a user opens a volume on-line.
• If the volume is off-line, the system prompts the user to load the appropriate volume.
• Allows the user to select the order of the information.
• All items in a batch or pocket, daily totals, and individual items can be printed.

Storage Options:

Depending on your particular needs, WFS and LD Systems provides different storage options to meet your specific requirements.

• Jukeboxes are offered in a wide range of sizes and options.
• Removable Devices can include Zip disks, Jaz disks, and CD ROM's.
• Virtual Jukebox created by networking a number of existing PCs together, each with one or more removable devices.

The RPS Image Web Enabled Archive application provides an exciting new means of researching and retrieving archived data and images via the utilization of a standard web browser.

By utilizing web-enabled technology, organizations are able to minimize the investment, licensing and upkeep in traditional archive applications that must be a resident application on every PC workstation utilized for research and retrieval.

Users simply launch their web browser and navigate to the appropriate web server containing archived images and data. Searches can be performed based on account number, dollar amount, batch and block information.

Features:

• Utilizes Universally Compatible Web-Enabled Technology.
• Intranet, LAN/WAN, Extranet Compatible Network Structure.
• View transaction images and transaction detail reports.

What are the Benefits?

• Utilizes standard web browser technology rather than proprietary archive software.
• Empower Customer Service Centers with full transaction image and data research and retrieval capabilities at a reasonable price.
• Virtually eliminates the transaction research department.
• Allows multiple sites to utilize one common archive location.
• Easy integration into existing Intranet infrastructure.

RPS Image Archive Lite is a simplified version of the RPS Image Archive program. It is designed as a distributable viewer program automatically installed on each individual archive CD-ROM. Archive Lite will allow users to view and research archive CD-ROM's on any standard IBM compatible PC. This option is ideal for distribution to a wide variety of lockbox clients or internal enterprise users. RPS Image Archive Lite is backward compatible with older versions of RPS Image Archive software, allowing users the ability to research and retrieve information on older and newer archive CD-ROM's. RPS Image Archive Lite CD-ROM's are also compatible with the existing full featured RPS Image Archive application.

Features

Research Tools

• When a volume is opened by the volume manager, the RPS Image Archive Lite automatically starts the research tool with the current item highlighted.
• At that point, items can be viewed as a set of items in a group of work (batch), or a group of sorted checks (pocket).

Volumes

• A group of batches or pockets, or the items in a batch or pocket can be viewed in any order. Other items can be found by searching key fields.
• The fields that are viewed, and the order that they appear in the research tool can be easily customized. The position and width of any column of data can also be temporarily changed if desired.
• A report can be printed containing all the items in a batch or pocket. A daily totals report can be printed, or a single item can be opened and printed alone, or with other items within the transaction.

Searches

• Searches can be performed on the following fields:
  • Account Numbers
  • Batches
  • Dollar Amounts
  • Pockets

Money Order Recognition can easily identify new and old Postal Money Orders, Western Union, Fidelity Express, American Express and Traveler's Express instruments.

Internet Check Recognition allows your ImageRPS system to identify and read customer account numbers printed on paper checks generated from several common Internet bill payment applications. Automate the processing of this ever-growing volume of exception items.

Gray Scale Imaging alleviates the tasks involved when processing payments that contain graphics or difficult to read print. With up to 256 shades of gray, grayscale images are available to operators for more accurate keying.

Full Page Optical Character Recognition (OCR) is a free form recognition engine that eliminates a majority of keying on full-page and check and list documents. Operators simply use a mouse to "rubberband" document images and capture columns of data.

• Select any area of any size on any image up to 8.5" x 11".
• Data Edits can be used to constrain and validate account numbers, dollar amounts and number of fields required.
• Correct any misreads or invalid fields immediately after the recognition is performed.

Software Optical Character Recognition (OCR) provides greater flexibility and versatility in reading diverse scanline fonts and locations when compared to Hardware OCR.

• Software OCR can be trained to read any machine-printed font including poorly printed OCR characters.
• Multiple types of stubs with up to three scanlines are easily identified, reducing up-front mail sorting requirements.
• Skewed images are easily recognized for superior capture performance.
• Software OCR allows for the automation of Internet banking check scanlines.

Host Emulation provides a real-time interface to your host system for automated research and retrieval of account numbers, addresses and status. Your operators use up-to-date host system information to correctly complete missing transaction data. Perform your account research duties in real time during processing and eliminate costly off-line exception work.

Data Edits allow for easy customization of specific client or transaction processing requirements. Data edits are easy to setup and modify and can accommodate specific client processing business rules and requirements. An extensive library of over 300 Data Edits is included with the standard ImageRPS software package. Exception Capture Options offer flexibility to meet all of your document capture needs.

• Several TWAIN compatible scanners are available for easy full-page scanning.
• The NCR 7731 and Panini S120e Vision tabletop transports are low cost alternatives for check-sized documents and offer both encoding and scanning capabilities.
• Pass two encoding of the exception items can be performed on existing hardware platforms.

The Return Item Database helps create a "reversal" or debit transaction for NSF and returned checks. Using the MICR line of the check, this application searches for a matching customer account number. Matched items are compiled into a host file for updating your host system.

The MICR Database module speeds check only processing by automating the research and validation of account numbers stored from historical transactions.

The Name and Address Database module speeds check only/no doc transaction processing by providing operators an Address Database to query for account number(s) during processing.

Full Page OCR Offers:

• Free-Form Recognition
• Extended Functionality
• Wide Range of Eligible Documents
• Easily Integrated with ImageRPS Application

What are the benefits?

• Automates off-line exception item processing tasks. Items with insufficient account information would normally be rejected, however, operators can simply toggle over to the host emulation program to find the missing information quickly.
• Instant look-up and access to updated host system customer information. Users can utilize up-to-date customer information in the host system mainframe.
• Utilize your workforce better. System operators can be utilized for multiple tasks. Duties previously performed across multiple departments can now be combined for greater efficiencies.
• Versatility. Host emulation can be customized to the user's specific processing environment.

The above picture shows the drop down selection of potential matches available to the user. The user simply selects the appropriate customer information and presses [enter] to populate the ImageRPS application field.

Why Key From Image and Host Emulation?

Features

• Mark Sense is used as the indicator to flag an image for display when special processing may be necessary.
• Allows the user to key information from the stub into a series of fields on the screen.
• Provides the ability to move forward or backward through the images within a single consolidation.
• Supports image manipulation including displaying the front or back of the image and flipping an image 180 degrees.
• Extracts necessary data directly from RPS database, but cannot corrupt the original tables.
• Allows multiple users to key data simultaneously by client and consolidation.
• Runs without having FoxPro installed on the workstation.
• Protects against errors by utilizing various built-in validation routines.
• Separate screen configurations by client. Each client can have a different Mark Sense field.

What are the Benefits?

• By making the stub keying process more efficient, you will save additional time.
• Physical stubs no longer need to be out-sorted for keying purposes.
• Information is stored in FoxPro tables. These tables can be easily integrated into other FoxPro programs, such as a host file program.
• By incorporating into existing WFS and LD Systems products, training is kept at a minimum.

• NSF Return Processing,
• MICR Database Checks-Only Processing, and
• Address Database.

By automating tasks that may be normally performed offline, a great deal of time and effort can be saved. When these database tools are used independently or together, processing interruptions are significantly lowered.

NSF Return Processing

By using this option, productivity is greatly improved while processing returned checks. This is possible because the NSF Return Processing database helps create a "reversal" or debit transaction for NSF checks. Once activated, it captures and stores the MICR line of checks and corresponding stub information.

How does it Work?

A separate batch is run when the NSF items are returned. The remittance application looks up the MICR line in the database and:

• The NSF checks that contain matches to the NSF Database are processed as regular "checks only" batches.
• A host file of all the reversal transactions can be created automatically. A large amount of manual labor is saved with this available.
• NSF checks without matches in the NSF Database are out sorted for special handling.

Features

• The module searches for a match on the check's MICR line. If no match is found in the database, the check is out sorted to be looked into further.
• The user designates how long the NSF Database is to retain items.
• If a duplicate MICR line is encountered as checks are added to the database, the record in the database is flagged as a "duplicate".
• The system never uses a "duplicate" entry for lookup. It out sorts duplicate checks for validation to ensure that the reversal is properly processed.
• The system generates the appropriate host file required to produce the reversal for NSF transactions.

Stored Data

The following data is stored in the NSF Database option:

• Up to five account numbers
• Batch, document group, and bank ID
• Transaction number
• Number of checks in original transaction
• Ending stub sequence number
• Process date and batch number
• Pass-One stub sequence number
• Date when the item was added to NSF Database

MICR Database Checks-Only Processing

When an operator encounters a transaction that does not have a stub or a valid account number, the MICR Database Checks-Only Processing module allows the operator to quickly locate and associate the customer's account number with the check.

How Does it Work?

• Displays customer account numbers for any previously processed checks that match the current check's routing number and On-Us field.
• The user can set up the system to automatically post transactions for which there is only one match.
• The operator may also select one of the account numbers displayed, key in an account number, use the optional Address Database to verify the account number, or perform some other type of off-line lookup.
• A function key is used to display account number matches.
• The system displays all previously processed amounts with MICR lines that match the current MICR line. The operator selects the appropriate match from the list.

Address Database

The Address Database module allows operators to query an Address Database for the corresponding account number(s) using only a name and address. With this option, processing time is greatly reduced.

How Does it Work?

• Can be used alone or in conjunction with the MICR Database Checks-Only Processing Module.
• If the MICR Database module is enabled, the system uses it first to locate account numbers that match the current MICR line.
• The Address Database may then be used to verify any account number matches.
• If no matches are found or a MICR Database is not available, the Address Database is used to locate account numbers.
• The operator uses a function key to access the Address Database, which causes a query screen to appear.
• The operator is prompted to provide the customer's last name and zip code.
• The customer's full name, address, city, state, zip code, country, and account number are then listed.
• After the operator selects the information, processing is then continued.

What are the Benefits?

With all of the database tools that are offered from WFS and LD Systems, some of the benefits that you will receive are:

• Additional time and labor are saved by automating tasks normally performed off-line.
• All of the database tools are easy-to-use and user friendly.
• Processing interruptions are significantly reduced.
• Flexibility by allowing the user to determine retention or search criteria in certain cases.

T1 High Speed Data Connection

Features

• Servers are easily connected via a T1 line. Users can initiate a session by simply clicking on an icon to log onto the host sites systems' shared drive over a LAN or WAN.
• Logins and client setups are copied to the remote operator's local hard drive.
• During check-out, batches are compressed and passed across from the host site to the remote operator's hard drive.
• Afterward, the keying batches are recompressed and transmitted back to the host system.

Benefits

• The transfer of data, and image files are handled in an efficient and reliable manner.
• A T1 enabled WAN or LAN provides the throughput necessary to handle a significant labor force keying remotely.
• Load-leveling of work to more effectively utilize all resources.

Complete Functionality

Features

• At the remote site, the user has complete access to full images during keying.
• Permissions predetermine the privileges of the remote user to key any, or all available jobs. The ability to research and edit batches and items within the ImageRPS application is also secured.
• Statistics are available as if the remote operators were keying in the host location.
• Log files are generated for each event that can track and monitor the remote users.
• Gray scale images are compressed and viewed with ease.
• All standard keying functions are available with Remote Key. These include Display Key Ahead, Zoom, Scroll, Rotate, Reject, Insert, Rear-Image View, and Save Preferences.

Benefits

• Because the functionality does not differ between the host and remote site, increased flexibility and savings in labor costs are the direct benefits.

Application Level Security

Features

• Unique eight character alpha/numeric/alpha and numeric log-in and password.
• Standard Operator Group-level permissions, along with standard individual operator level permissions are set at the host site.
• Application specific log files are generated on any "significant" event such as Edit, Delete, Trace, and Error.

Benefits

• Statistical and data integrity is maintained.
• Auditing of "significant" events is performed at the host site.
• The advantage of sustaining mirrored procedures at both the host and remote site.

Web-Based Keying Offers:

• Multi-Level Security
• Standard Browser Access
• High-Speed Data Transfer
• Retention of Existing Functionality from ImageRPS Data Completion

To meet ongoing training needs of ImageRPS customers, Wausau Financial Systems offers a computer based training program (CBT) for ImageRPS Data Completion.

This self-paced CBT utilizes animation, video and instructional activities to teach entry-level operators basic skills to help simplify the new hire training process. The program reviews the basics of the remittance industry, ImageRPS workflow, and the data completion function within ImageRPS. By choosing to implement computer-based training, you can reduce the time necessary to train new employees and save the time and expense of having to allocate a trainer specifically to all new hires, as they may begin training on their own.

The program contains three lessons:

Lesson 1: Introduction
Gain general remittance industry knowledge such as what is remittance processing, types of transactions, parts of a stub, and parts of a check.

Lesson 2: ImageRPS
Understand the ImageRPS workflow and the importance of the Data Completion operator job within that workflow.

Lesson 3: Data Completion
Learn the features and functionality of each Data Completion job, discover ways to resolve common Data Completion issues, and validate your new skills during practice exercises.

The CBT is priced in tiers by number of uses. Uses may be purchased in 5, 10, or 25 use increments. Once all uses are finished, you can easily order more to fit your training requirements.

Click Here: To request a demo CD of the ImageRPS Data Completion CBT